Here’s the thing—I found that joining a trade association really helped my small biz snag better health insurance rates. Also, look into setting up an HRA; it gave us flexibility and saved money. Definitely worth exploring if you want to keep costs manageable!

https://varimail.com/articles/how-to-find-a-good-benefits-consultant-not-just-a-broker/

Here’s the thing—I found that joining a trade association really helped my small biz snag better health insurance rates. Also, look into setting up an HRA; it gave us flexibility and saved money