If your 2026 renewal feels more painful than usual, you aren’t imagining it....

https://charlieeocd131.lucialpiazzale.com/stipend-vs-reimbursement-a-small-business-guide-to-defined-contribution

If your 2026 renewal feels more painful than usual, you aren’t imagining it. Small employers are getting crushed by rising premiums with almost no leverage to negotiate better rates