Inherited a Rolex and wondering if you should sell or take a collateral loan?...

https://wiki-burner.win/index.php/If_a_Rolex_is_%27Hot%27_Right_Now,_Does_That_Mean_I_Should_Sell_Immediately%3F

Inherited a Rolex and wondering if you should sell or take a collateral loan? Understanding the difference between insurance value and resale value is key. Insurance value often covers replacement cost, while resale value reflects the current market price