Remote workers occupy an awkward middle ground in the insurance market. You're not a tourist — you can't rely on short-term travel policies with 30-day trip limits. You're not an expat with a work visa and an employer-sponsored plan
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Ask most travelers about travel insurance and you'll hear some version of the same story: "I had it once, never needed it, stopped buying it." Or: "My credit card covers me
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Let's be honest about the economics. Travel insurance for a two-week vacation is easy — a $40–$80 policy covers the dates, you barely think about it
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There is a particular flavor of unpleasant discovery that happens to new digital nomads about three months into their first extended trip abroad