Understanding Fee-Only Financial Advice: What It Means and Why It Matters

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Fee-only financial advisors charge a flat fee or hourly rate instead of earning commissions from products they sell. That means their advice isn't colored by incentives to push certain investments. You get unbiased guidance tailored to your goals, whether it's retirement planning or saving for a home. It matters because trust is everything in financial decisions, and fee-only arrangements put your interests first.